6 Ways to Check Access Bank Account Balance (USSD, Phone, ATM)
Access Bank is one of the largest banks in Nigeria, with over 20 million customers. The bank offers a variety of products and services, including checking and savings accounts, loans, and credit cards.
One of the most popular features of Access Bank is its ability to check account balances in various ways.
6 Ways to Check Access Bank Account Balance (USSD, Phone, ATM)
Access Bank offers a variety of convenient ways to check your account balance. Here are six methods you can use:
- USSD Code: Dial 90100# from your registered Access Bank phone number. Enter your four-digit PIN when prompted. Your account balance will be displayed on the screen.
- Access Bank Mobile App: Download and install the Access Bank Mobile App from the Google Play Store or Apple App Store. Log in using your registered phone number and PIN. Your account balance will be displayed on the app’s homepage.
- SMS Banking: Send an SMS message with the text “BAL” to 300122 from your registered Access Bank phone number. Your account balance will be sent to you as an SMS reply.
- Internet Banking: Visit the Access Bank website and log in to your internet banking account using your registered email address and password. Your account balance will be displayed on the dashboard.
- ATM: Insert your Access Bank debit card into any Access Bank ATM. Select the “Balance Inquiry” option and enter your PIN. Your account balance will be displayed on the screen.
- Customer Service: Contact Access Bank customer service by calling their toll-free number or visiting a branch. Provide your account details and they will assist you in checking your account balance.
How Do I Check My Access Bank Account Balance on the Mobile App?
To check your Access Bank account balance on the mobile app, follow these steps:
- Download and install the Access Bank Mobile App from the Google Play Store or Apple App Store.
- Open the app and log in using your registered phone number and PIN.
- Your balance will be displayed on the app’s homepage.
How Do I Check My Access Bank Account Balance Via SMS Banking?
To check your Access Bank account balance via SMS banking, follow these steps:
- Send an SMS message with the text “BAL” to 300122 from your registered Access Bank phone number.
- Your account balance will be sent to you as an SMS reply.
How Do I Check My Access Bank Account Balance Online?
To check your Access Bank account balance online, follow these steps:
- Visit the Access Bank website and log in to your internet banking account using your registered email address and password.
- Your account balance will be displayed on the dashboard.
How Do I Check My Access Bank Account Balance at an ATM?
To check your Access Bank account balance at an ATM, follow these steps:
- Insert your Access Bank debit card into any Access Bank ATM.
- Select the “Balance Inquiry” option and enter your PIN.
- Your account balance will be displayed on the screen.
Conclusion
There are a variety of ways to check your Access Bank account balance. The best way for you will depend on your personal preferences and needs.
If you are always on the go, then using the mobile app or USSD may be the best option. If you prefer to speak to a customer service representative, then visiting a branch may be the best option.
Ultimately, the best way to check your Access Bank account balance is the way that is most convenient for you. We hope this blog post has been helpful. If you have any further questions, please do not hesitate to contact us.
FAQs
Q: Are there charges for using the USSD service for balance inquiries?
A: Yes, there may be charges for using the USSD service for balance inquiries. These charges vary depending on your mobile network provider and the specific USSD code used.
For example, in Nigeria, MTN charges ₦4 for each USSD session, while Airtel charges ₦3. However, some banks may cover these charges for their customers. For example, Access Bank in Nigeria does not charge its customers for using the USSD service for balance inquiries.
Q: Can I check my balance on any mobile device using the app?
A: Yes, you can check your bank account balance on any mobile device using the bank’s app. Most banks have mobile apps available for both Android and iOS devices.
Once you have downloaded and installed the app, you can log in using your account details and check your balance.
Q: Are there any charges for checking my Access Bank account balance?
A: There are no charges for checking your Access Bank account balance using the USSD code, mobile app, SMS banking, or online banking. However, there may be a charge for checking your balance at an ATM. This charge varies depending on your bank and the ATM network you use.
Q: How often is my Access Bank account balance updated?
A: Your Access Bank account balance is updated in real time whenever you make a transaction. You can check your balance as often as you like.
