Polaris Bank Transfer Code | How to Activate and Send Money

Polaris Bank’s Transfer Code emerges as a key player in simplifying financial transactions. This innovative feature is designed to provide customers with a secure and straightforward way to manage their money.

Whether you’re paying bills, transferring funds, or checking your balance, this code offers a quick solution, accessible right from your mobile phone.

In this guide, we will walk you through the process of activating and using the Polaris Bank Transfer Code. Polaris Bank understands this need and offers a simple, efficient solution: a unique USSD transfer code.

What is Polaris Bank Transfer Code?

The Polaris bank transfer code is a short, USSD (Unstructured Supplementary Service Data) code designed for Polaris Bank customers to perform a plethora of transactions including money transfers, bill payments, balance inquiries, and more, directly from their mobile phones without the need for internet connectivity. This service is available 24/7, and it’s accessible through various mobile networks in Nigeria.

All You Need to Know About the Polaris Bank Transfer Code

Understanding the full scope of what the Polaris bank transfer code offers is essential for leveraging its full potential. It is not just a tool for transferring money; it’s an integrated platform that simplifies banking operations, making them more efficient and user-friendly for all categories of customers.

How to Activate the Polaris Bank Transfer Code

Activating the Polaris bank transfer code is the first step to unlocking seamless transactions. Here’s how to do it:

  1. Dial *833# from the phone number registered with your Polaris Bank account.
  2. Follow the on-screen prompts to enter your Polaris Bank account number.
  3. Create a four-digit transfer PIN. This PIN will be used to authenticate transactions.
  4. Once you complete the process, you will receive a confirmation message indicating that you’ve successfully activated the USSD banking service.

How to Create Polaris Bank Transfer PIN

The transfer PIN is a critical component of your transactions, ensuring security and preventing unauthorized access to your account. To create your Polaris bank transfer PIN:

  1. Dial *833# on your mobile phone.
  2. Select the option to create or change your PIN.
  3. You might be required to enter the last four digits of your debit card to confirm your identity.
  4. Set up a new four-digit PIN.
  5. Confirm the PIN by entering it again when prompted.

Remember, your PIN should be known only to you and not shared with anyone.

How to Transfer Money Using Polaris Bank Transfer Code

To send money from your Polaris bank account to another Polaris bank account:

  1. Dial *833*Amount*Account Number#.
  2. Confirm the full name of the recipient.
  3. Enter your transfer PIN to authenticate the transaction.
  4. You will receive a confirmation SMS with the details of your transfer.

How to Transfer Money from Polaris Bank Transfer Code to Other Banks in Nigeria

For transfers to other banks:

  1. Dial *833*Amount*Account Number#.
  2. Select the recipient’s bank from the list of banks provided.
  3. Confirm the recipient’s full name.
  4. Enter your transfer PIN.
  5. Upon successful transaction, a confirmation message will be sent to your phone.

The Benefits of Using the Polaris Bank Transfer Code

The benefits of utilizing the Polaris bank transfer code are numerous:

  • Convenience: Perform banking transactions anywhere, anytime.
  • Speed: Transactions are completed in seconds.
  • Safety: Secure PIN-based authentication system.
  • Accessibility: No need for internet access.
  • Ease of Use: Simple, user-friendly interface with easy-to-follow prompts.
  • Versatility: Supports transactions to all banks within Nigeria.
  • 24/7 Availability: Banking services at your fingertips, round the clock.

The Features of Polaris Bank Transfer Code

The features that distinguish the Polaris bank transfer code include:

  • Fund Transfer Services: Send money to accounts within Polaris Bank and to other banks.
  • Airtime Purchase: Buy airtime for yourself and others directly from your bank account.
  • Bill Payments: Pay utility bills and subscriptions easily.
  • Account Management: Check your account balance and request mini-statements.


The Polaris bank transfer code is an emblematic tool that harmonizes simplicity and efficiency for routine banking transactions. Activating and using this service can substantially reduce the time and effort required to manage your finances.

As the world leans increasingly towards digital banking solutions, Polaris Bank continues to offer its customers secure, convenient, and cutting-edge banking services.

This service exemplifies Polaris Bank’s commitment to providing innovative and customer-centric banking solutions. With this guide, you are now equipped to navigate the realm of USSD banking with Polaris Bank, ensuring that your banking experience is seamless and hassle-free.


Is the Polaris bank transfer code service available to all Polaris Bank customers?

Yes, all customers with an active account can utilize this service.

What are the charges for using the Polaris bank transfer code?

Fees are minimal and are usually disclosed before the completion of any transaction.

Can I use the Polaris bank transfer code on any mobile network?

The service is accessible on all major mobile networks in Nigeria.

What if I forget my Polaris bank transfer PIN?

You can reset your PIN by following the prompts after dialing *833# or by visiting the nearest Polaris Bank branch.

How secure is the Polaris bank transfer code service?

The service uses industry-standard encryption and requires a PIN for transaction authorization, making it very secure.

What should I do if I enter the wrong PIN?

Your account will be temporarily locked after three incorrect PIN attempts. You should contact Polaris Bank customer service for assistance.

Is there a limit to how much I can transfer using the Polaris bank transfer code?

Yes, there are daily transaction limits, which you can inquire about from the bank or during the transaction process.

Can I use the Polaris bank transfer code from abroad?

Yes, as long as you’re using the phone number registered with your Polaris Bank account and it has roaming service enabled.

How do I update my phone number to use the Polaris bank transfer code?

Visit any Polaris Bank branch to update your contact details.

Can I use the Polaris bank transfer code without a Polaris Bank account?

No, this service is exclusively for Polaris Bank account holders.