Access Bank Transfer Code | How to Activate and Send Money

Access Bank is a Nigerian multinational financial services corporation headquartered in Victoria Island, Lagos. It is one of the largest banks in Nigeria by assets and customers.

The bank offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investment products.

One of the most popular features of Access Bank is its ability to transfer money using a transfer code. A transfer code is a unique code that is assigned to each Access Bank customer.

The transfer code is a convenient and secure way to transfer money, and it is available 24 hours a day, 7 days a week. In this blog post, we will discuss how to use the Access Bank transfer code. We will also provide tips on how to keep your transfer code safe.

What is Access Bank Transfer Code?

The Access Bank Transfer Code is a short, simple, and secure USSD code specifically designed to make banking transactions effortless for Access Bank customers.

This code, *901#, is your gateway to a range of banking services that you can perform on your mobile device without the need for internet access.

All You Need to Know About the Access Bank Transfer Code

The Access Bank Transfer Code allows customers to carry out various transactions such as funds transfers, airtime purchase, bill payments, account balance enquiry, and more, all by dialing *901# on their mobile phones.

It’s banking made easy, accessible 24/7, and it works on any mobile device, making it a perfect fit for the Nigerian lifestyle.

How to Activate the Access Bank Transfer Code

Activating the Access Bank Transfer Code is a simple process that requires you to have an Access Bank account and a linked mobile number. Here’s how you can get started:

1. Dial *901# on your linked mobile phone.
2. Follow the on-screen prompts to enter your account details as requested.
3. Create a 4-digit PIN that will be used to authenticate transactions (Ensure this PIN is known only to you for security purposes).

How to Create Access Bank Transfer PIN

The security of your transactions is paramount, and that’s where the transfer PIN comes into play. Here’s a step-by-step guide to create your Access Bank transfer PIN:

1. Dial *901# on your mobile phone.
2. Select ‘Transfer’ from the options displayed.
3. You will be prompted to enter the last 6 digits of your Debit Card number (this is only required when creating a PIN for the first time).
4. Next, you will be asked to create a 4-digit PIN.
5. Confirm your 4-digit PIN.

Your transfer PIN is now set and you can begin using the service to conduct transactions safely.

How to Transfer Money Using Access Bank Transfer Code

To send money to another Access Bank account or any other bank account in Nigeria, follow these steps:

1. Dial *901*Amount*Account Number# (for example, *901*5000*1234567890# to send N5,000).
2. Select the recipient’s bank from the list of banks provided.
3. Confirm the full name of the recipient and proceed.
4. Enter your transfer PIN to authenticate the transaction.
5. You’ll receive a confirmation SMS with the details of your transfer.

How to Transfer Money from Access Bank Transfer Code to Other Banks in Nigeria

Transferring money from Access Bank to other banks in Nigeria is also done via the transfer code:

1. Dial *901*2*Amount*Account Number#.
2. Choose the recipient’s bank from the options presented.
3. Confirm the account name of the recipient.
4. Enter your PIN to authorize the transfer.
5. A confirmation message will be sent to your phone upon successful transaction.

The Benefits of Using the Access Bank Transfer Code

The benefits of using the Access Bank Transfer Code are numerous and they include:

• Convenience: Carry out transactions anytime, anywhere.
• Speed: Transactions are completed in seconds.
• Security: Encrypted with a 4-digit PIN to secure transactions.
• Ease of Use: Simple USSD code, easy to remember.
• No Internet Required: Makes it possible to transact without data connectivity.
• Inclusivity: Accessible on any mobile phone, not limited to smartphones.

The Features of Access Bank Transfer Code

The Access Bank Transfer Code comes packed with features to enhance your banking experience:

• Funds Transfer: Send money to Access Bank and other bank accounts.
• Airtime Recharge: Buy airtime for yourself and others.
• Data Purchase: Buy data bundles directly from your bank.
• Bill Payments: Pay utility bills conveniently.
• Account Opening: Open an Access Bank account instantly.
• Balance Enquiry: Check your account balance on the go.

Tips For Keeping your Transfer Code Safe

Your transfer code is a valuable piece of information, so it is important to keep it safe. Here are a few tips for keeping your transfer code safe:

1. Never share your transfer code with anyone. Your transfer code is like your password, and you should never share it with anyone. If you share your transfer code with someone, they could use it to transfer money out of your account without your permission.
2. Keep your transfer code confidential. Don’t write your transfer code down on a piece of paper or store it in your phone. If someone finds your transfer code, they could use it to transfer money out of your account.
3. Only use your transfer code on trusted devices. Don’t use your transfer code on a public computer or on a device that you don’t trust. If you use your transfer code on a device that is not secure, someone could steal your transfer code and use it to transfer money out of your account.
4. Change your transfer code regularly. It’s a good idea to change your transfer code every few months. This will help to protect your account from fraud.
5. Report any suspicious activity to Access Bank immediately. If you think your transfer code has been compromised or if you notice any suspicious activity on your account, contact Access Bank customer service immediately. They will be able to help you to protect your account.

By following these tips, you can help to keep your transfer code safe and protect your money from fraud.

Conclusion

Access Bank transfer code is a convenient and secure way to transfer money to any Access Bank account in Nigeria. The transfer code is available 24 hours a day, 7 days a week, and there is no fee for using it.

To use the transfer code, simply dial *901*901# from your registered phone number and follow the instructions. You will be prompted to enter the recipient’s account number and the amount you want to transfer.

After entering this information, you will be asked to enter your PIN. After entering your PIN, the transfer will be processed. You will receive a confirmation message after each transfer. If you have any questions about the transfer code, please contact Access Bank customer service.

FAQs

Is there a fee for using the Access Bank transfer code?

There are no fees for using the Access Bank USSD transfer code. The USSD code is a free and convenient way to transfer funds to another Access Bank account.

However, there is a ₦6.98 USSD telco charge for all transactions done on USSD Banking, excluding airtime and data purchase. This charge is applied by your mobile network provider, not by Access Bank.

Can I use the Access Bank transfer code on any phone?

Yes, you can use the Access Bank transfer code on any phone. The only requirement is that the phone has a SIM card from a Nigerian mobile network operator.

You can use the Access Bank transfer code to transfer funds from your Access Bank account to another Access Bank account or to an account in another Nigerian bank.

How safe is the Access Bank transfer code?

The Access Bank transfer code is a secure way to transfer funds. The code is encrypted and cannot be intercepted by unauthorized third parties. Additionally, you must enter your four-digit PIN when prompted, which provides an extra layer of security.

Is there a limit to how much I can transfer using the code?

Yes, there is a limit to how much you can transfer using the Access Bank transfer code. The maximum amount you can transfer in a single transaction is ₦20,000. If you need to transfer more than ₦20,000, you can do so by making multiple transfers.

What should I do if I forget my PIN?

If you forget your Access Bank PIN, you can reset it by contacting Access Bank customer service or visiting a branch.

Can I access the Access Bank transfer code service outside Nigeria?

Yes, you can access the Access Bank transfer code service outside Nigeria. As long as you have an Access Bank account and a registered phone number, you can use the transfer code to transfer funds to another Access Bank account or to an account in another Nigerian bank.

Do I need to register for mobile banking to use the Access Bank transfer code?

No, you do not need to register for mobile banking to use the Access Bank transfer code. The transfer code is a standalone service that is available to all Access Bank customers with a registered phone number.