How to Add Money to Apple Pay (5 Best Ways)

Apple Pay is a suitable and secure way to pay for goods and services in stores, online, and apps. But you must add money to your account before you can start using Apple Pay. There are a few different ways to do this; the best way for you depends on your needs and preferences.

In this guide, we'll show you the five best ways to add money to your Apple Pay account. Whether you want to link up a bank card, move money from your bank account, or use other ways, we'll look at the easiest and safest options.

What Cards Work With Apple Pay?

Here are the types of cards that work with Apple Pay:

• Credit cards: Apple Pay supports major credit cards, like Visa, Mastercard, American Express, and Discover.
• Debit cards: Many debit cards are also supported by Apple Pay, but it’s essential to check with your bank to see if yours is one of them.
• Prepaid cards: Some prepaid cards are also supported by Apple Pay.
• Apple Card: Apple Card is a credit card specifically designed for Apple Pay use. It offers rewards and other benefits only available to Apple Pay users.

You must open the Wallet app on your iPhone or Apple Watch to add a card to App le Pay. Tap the “+” button in the top right corner and select “Add Card.” Heed the instructions on the screen to add your card information.

How to Add Money to Apple Pay with Debit Card

Adding money to Apple Pay with a debit card is a popular option because it is a convenient and secure way to do so. However, there are pros and cons to consider before deciding.

Here are the steps on how to add Money to Apple Pay with a debit card:

1. Open the Wallet app on your iPhone or iPad.
2. Tap on your Apple Cash card.
3. Tap the More button (three dots) in the top right corner.
4. Tap on Add money.
5. Enter the amount you want to add to your Apple Pay balance.
6. Select your debit card from the list of cards.
7. Follow the instructions on the screen to complete the transaction.

 Pros of adding money to Apple Pay with a debit card:

• It is a convenient way to pay for things without carrying cash or a physical credit card.
• It is a secure way to pay, as your debit card information is not stored on your device.
• You can use it wherever contactless payments are accepted.
• You can earn rewards from your debit card issuer.

Cons of adding money to Apple Pay with a debit card:

• Depending on your bank, You may have to pay a fee to add money to Apple Pay.
• The amount of money you can add to Apple Pay may be limited by your bank.
• If you misplace your iPhone or Apple Watch, you may lose access to the money in your Apple Pay account.

How to Add Money to Apple Pay From a Bank Account

Here are the steps on how to add Money to Apple Pay from a bank account:

1. Open the Wallet app on your iPhone or iPad.
2. Tap on your Apple Cash card.
3. Tap the More button (three dots) in the top right corner.
4. Tap on Add money.
5. Tap on Bank Account.
6. Enter your bank account information.
7. Follow the instructions on the screen to complete the transaction.

Here are the pros and cons of adding money to Apple Pay from a bank account:

Pros:

• It is a convenient way to add money to Apple Pay without a debit card.
• It is a secure way to add money to Apple Pay, as your bank account information is not stored on your device.
• It is a flexible way to add money to Apple Pay, as you can do it anywhere with an internet connection.
• It is a free way to add money to Apple Pay, as most banks do not charge a fee.

Cons:

• Transferring funds from your bank account to Apple Pay can take a few days, so you may be unable to use the money immediately.
• The maximum amount you can add to Apple Pay from your bank account may be limited by your bank.
• Not all banks support adding money to Apple Pay from a bank account.

How to Add Money to Apple Pay Without Debit Card

Not everyone has a debit card or credit card. If you do not have a debit card, you can still use other methods to add money to Apple Pay.

Here are the ways to add Money to Apple Pay without a debit card:

• Use a credit card: You can utilize a credit card to add funds to your Apple Pay balance. This is the most common way to do it if you don’t have a debit card.
• Use a bank transfer: You can add money to your Apple Pay balance by linking your bank account. This option may not be available in all countries.
• Use PayPal: If you have a PayPal account, you can add money to your Apple Pay balance.
• Use a gift card: If you have a gift card you’re not using, you can add money to your Apple Pay balance.
• Use a reloadable card: You can also use a reloadable card to add money to your Apple Pay balance. These cards are available from various retailers, allowing you to add money to your account using cash, checks, or credit cards.

Pros of adding money to Apple Pay without a debit card:

• It is a convenient way to add money to Apple Pay if you do not have a debit card.
• You can use various methods to add money to Apple Pay, including prepaid cards, credit cards, and bank transfers.
• You can use Apple Pay to make contactless payments in stores, online, and apps.

Cons of adding money to Apple Pay without a debit card:

• You may be charged fees for using specific methods to add money to Apple Pay.
• The amount of money you can add to Apple Pay may be limited depending on your method.
• If you lose your iPhone or Apple Watch, you may lose access to the money in your Apple Pay account.

How to Add Money to Apple Pay From Cash App

Cash App is a popular peer-to-peer payment app that lets you send and receive money quickly and easily. You can also use Cash App to buy Bitcoin and other cryptocurrencies.

One of the features of Cash App is that you can add your Cash Card to Apple Pay; this lets you use your Cash Card balance to make contactless payments in stores, online, and apps.

Here are the steps on how to add Money to Apple Pay from Cash App:

1. Open the Cash App on your iPhone or iPad.
2. Tap on the Banking tab.
3. Tap on Apple Pay.
4. Enter the amount you want to add to your Apple Pay balance.
5. Tap on Add to Apple Pay.
6. Follow the guidelines on the screen to complete the transaction.

Pros of adding money to Apple Pay from Cash App:

• It is a convenient way to add money to Apple Pay without using a debit card or bank account.
• It is a quick and easy way to add money to Apple Pay.
• There are no fees to add money to Apple Pay from Cash App.

Cons of adding money to Apple Pay from Cash App:

• You may be limited in how much money you can add to Apple Pay from Cash App.
• Cash App is not available in all countries.
• Cash App is relatively new so some security risks may be associated with it.

Conclusion

There are many ways to add Money to Apple Pay. The best method for you will depend on your needs and preferences. You can add money directly to your Apple Pay balance if you have a debit or credit card. If you don’t have a debit or credit card, you can utilize a bank transfer, PayPal, or a reloadable card.

Once you’ve added money to your Apple Pay balance, you can pay for goods and services at any merchant accepting contactless payments.