Stanbic Bank Transfer Code – How to Activate and Send Money

Navigating the modern banking landscape requires tools that offer both security and convenience. Stanbic Bank has risen to this challenge by introducing an efficient solution the Stanbic Bank transfer code.

This innovation has revolutionized the way customers perform financial transactions, allowing for a seamless banking experience. This article will delve into the intricacies of the Stanbic Bank transfer code, discussing how to activate it, the creation of a secure transfer PIN, and the various transactions you can perform with just a few dials on your phone.

From transferring funds to purchasing airtime, we will guide you through each feature, the associated benefits, and answer some frequently asked questions to ensure you have all the information you need to make the most of this versatile banking tool.

What is Stanbic Bank Transfer Code?

The Stanbic Bank transfer code is a short, easy-to-remember number that customers can dial on their mobile phones to execute various financial transactions.

This code is part of the USSD (Unstructured Supplementary Service Data) banking that allows customers to transfer funds, check account balances, and perform other banking services without internet access.

It represents a leap in banking convenience, allowing Stanbic Bank customers to perform transactions from the comfort of their homes, offices, or anywhere on the move.


All You Need to Know About the Stanbic Bank Transfer Code

Stanbic Bank’s USSD code is a service that’s tailored for simplicity and efficiency. To use this service, customers don’t need a smartphone or data connection. Transactions are completed within seconds, and the service is available 24/7, including weekends and public holidays.

The Stanbic Bank transfer code is *909#, and it’s available to all customers who have an account with Stanbic Bank and a registered mobile number linked to their account.

How to Activate the Stanbic Bank Transfer Code

Activating the Stanbic Bank transfer code is a straightforward process:

  1. Dial the Code: Start by dialing *909# from the phone number you registered with your Stanbic Bank account.
  2. Select the ‘Register’ option: Follow the prompt on your screen and select the ‘register’ option to sign up for mobile money services.
  3. Create a PIN: You will be required to create a 4-digit PIN. This PIN will be used to authorize transactions and protect your account.
  4. Complete Registration: Follow the remaining instructions to complete the registration. Once you’ve finished this process, you’ll be able to start using the transfer code service immediately.

How to Create Stanbic Bank Transfer PIN

Creating a Stanbic Bank transfer PIN is an integral part of the activation process, as mentioned above. This PIN ensures that your transactions are secure:

  1. When prompted, enter a PIN that you can easily remember.
  2. It is recommended not to use obvious sequences such as “1234” or your birth year.
  3. After entering your desired PIN, confirm it by entering it again when prompted.

Remember, your transfer PIN is confidential. Do not share it with anyone.

How to Transfer Money Using Stanbic Bank Transfer Code

Transferring money is one of the primary functions of the Stanbic Bank transfer code. To send money to another Stanbic Bank account:

  1. Dial *909# from your registered mobile number.
  2. Choose the option for transferring funds.
  3. Enter the Stanbic Bank account number of the recipient.
  4. Input the amount you wish to transfer.
  5. Enter your transfer PIN to authorize the transaction.

How to Transfer Money from Stanbic Bank Transfer Code to Other Banks in Nigeria

To transfer money to other banks in Nigeria using the Stanbic Bank transfer code, follow these steps:

  1. Dial *909# and choose the option to send money.
  2. Select ‘To Other Banks’.
  3. Enter the other bank’s name or select it from the list.
  4. Type in the account number you wish to send money to.
  5. Confirm the account name that appears to ensure you’re sending to the correct recipient.
  6. Enter the amount to be transferred.
  7. Input your transfer PIN to authenticate the transfer.

The funds should be transferred immediately, and you’ll receive an SMS confirmation.

The Benefits Of Using The Stanbic Bank Transfer Code

The benefits of using the Stanbic Bank transfer code are numerous:

  • Convenience: Conduct transactions from anywhere at any time.
  • Speed: Transactions are processed instantly.
  • No Internet Required: Carry out transactions without a data connection.
  • Security: With encryption and a secure PIN, your transactions are protected.
  • Ease of Use: The USSD code is simple and user-friendly.
  • Accessibility: Available to all customers with a registered phone number, irrespective of the phone type.

The Features of Stanbic Bank Transfer Code

The features of the Stanbic Bank transfer code reflect its robustness and customer-centric design:

  • Transfer to Stanbic and other banks: The code allows for easy inter and intra-bank transfers.
  • Balance Enquiry: Check your real-time account balance.
  • Airtime Purchase: Buy airtime for yourself and others.
  • Bill Payments: Pay utility bills without hassle.
  • Account Statements: Request mini statements quickly.


The Stanbic Bank transfer code is a testament to the bank’s commitment to providing innovative and customer-centric banking solutions. This powerful tool streamlines banking processes, bringing unprecedented convenience and security to the fingertips of its users.

With the detailed guidelines provided in this post, activating and using the Stanbic Bank transfer code should now be an effortless task. Whether you’re paying bills, checking balances, or sending money to loved ones, the *909# service ensures your banking needs are met with ease and efficiency.

Embrace this technology to elevate your banking experience and join the multitude of satisfied customers who have integrated this simple yet effective solution into their daily lives. Remember, with the Stanbic Bank transfer code, you carry your bank with you, wherever you go—safe, swift, and secure transactions are just a few buttons away.

How secure is the Stanbic Bank transfer code?

The Stanbic Bank transfer code service is designed with top-notch security features, including end-to-end encryption and mandatory PIN authorization for every transaction, ensuring that only you have access to your funds.

Can I use the Stanbic Bank transfer code on any mobile phone?

Yes, the Stanbic Bank transfer code works on any mobile phone, whether it’s a feature phone or a smartphone. No internet connection is required, just a signal from your mobile provider.

What should I do if I forget my Stanbic Bank transfer PIN?

If you forget your PIN, you should immediately contact Stanbic Bank customer service to help you reset it. Do not attempt to guess the PIN, as multiple incorrect attempts may lead to the suspension of your USSD banking service.

Are there any charges for using the Stanbic Bank transfer code?

Yes, certain transactions may have minimal charges when using the Stanbic Bank transfer code. It’s advisable to check the latest fees on Stanbic Bank’s official website or by contacting customer service.

What is the limit for transactions using the Stanbic Bank transfer code?

Transaction limits are set for security reasons and may vary depending on the account type and customer segment. Please refer to the bank’s terms and conditions or contact customer support for updated transaction limits.