Zenith Bank Transfer Code | How to Activate and Send Money

Zenith Bank Transfer Code is a convenient and secure way to send money to anyone with a Zenith Bank account or any bank account in Nigeria. It is easy to use and can be activated in minutes.

Once activated, you can use it to send money by SMS, online, or through the Zenith Bank app. Zenith Bank Transfer Code is a valuable tool that can help you save time and money.

It is a safe and secure way to send money, making it a great option for anyone who needs to send money quickly and easily. If you are looking for a convenient and secure way to send money, Zenith Bank Transfer Code is the perfect solution for you.

In this blog post, we will walk you through the process of activating and using Zenith Bank Transfer Code. We will also provide some tips on how to use it safely and securely.

So, whether you are a first-time user or just want to learn more about Zenith Bank Transfer Code, read on for all the information you need.

What is Zenith Bank Transfer Code?

The Zenith Bank Transfer Code is a short, easy-to-remember USSD code specifically designed for Zenith Bank customers in Nigeria. This code, *966#, opens the door to a variety of banking transactions, which can be performed on any mobile device without the need for internet connectivity.

It’s a secure, fast, and convenient way to manage your finances on the go. This service enables customers to conduct financial transactions with ease, using just their mobile phones. Whether you hold a feature phone or a smartphone, this service is accessible to you as long as you have a mobile device that can dial numbers.

All You Need to Know About the Zenith Bank Transfer Code

Zenith Bank has always been at the forefront of delivering top-notch banking solutions, and the transfer code is no exception. This service is part of the bank’s commitment to ensuring that customers can carry out financial transactions with ease, anytime and anywhere.

With the Zenith Bank Transfer Code, customers can send money, top-up airtime, check account balances, and much more. It’s a versatile tool that simplifies everyday banking tasks.

How to Activate the Zenith Bank Transfer Code

Activating your Zenith Bank Transfer Code is a seamless process that can be completed in just a few steps:

  1. Dial *966# from the mobile number registered with your Zenith Bank account.
  2. Follow the on-screen prompts to enter your account number.
  3. Create a 4-digit PIN that will be used to authenticate transactions. Make sure it’s something you can remember but not easily guessed by others.
  4. Once you’ve set your PIN, you will receive a confirmation message indicating that your Zenith Bank Transfer Code is now active and ready to use.

How to Create Zenith Bank Transfer PIN

Creating a secure PIN for your Zenith Bank Transfer Code transactions is critical. Here’s how to do it:

  1. Dial 96600# using the phone number linked to your Zenith Bank account.
  2. Enter the last four digits of your Zenith Bank debit card to authenticate yourself.
  3. Choose a 4-digit PIN that will be easy for you to remember.
  4. Confirm your PIN by entering it again when prompted.
  5. Once confirmed, you’ll receive an alert confirming that your PIN has been successfully created.

How to Transfer Money Using Zenith Bank Transfer Code

Transferring money from your Zenith Bank account is a breeze with the transfer code. Here’s how:

  1. Dial 966Amount*Account Number# from your phone.
  2. Select the recipient’s bank from the list of banks provided.
  3. Confirm the full name of the recipient to ensure you’re sending money to the right person.
  4. Enter your transfer PIN to authorize the transaction.
  5. A confirmation message will be sent to your phone once the transfer is successful.

How to Transfer Money from Zenith Bank Transfer Code to Other Banks in Nigeria

To send money to non-Zenith Bank accounts in Nigeria, the process is just as straightforward:

  1. Dial 966*Amount*Recipient’s Account Number# from your mobile phone.
  2. Select the recipient’s bank from the available options.
  3. Verify the account name that pops up to ensure it’s correct.
  4. Enter your PIN to validate the transaction.
  5. You’ll receive an SMS confirmation once the transfer is complete.

The Benefits of Using the Zenith Bank Transfer Code

There are numerous benefits to using the Zenith Bank Transfer Code:

  • Convenience: Make transactions from the comfort of your home or on the move, 24/7.
  • Speed: Transfers and other transactions are almost instantaneous.
  • Security: The system is designed with multiple layers of security, including PIN authentication.
  • Accessibility: It doesn’t require internet access and works on any mobile phone.
  • Cost-effective: It’s cheaper than making transactions at the bank or using ATM machines.

The Features of Zenith Bank Transfer Code

The Zenith Bank Transfer Code comes with a plethora of features designed to enhance the customer banking experience:

  • Easy TransfersSend money to Zenith Bank and other bank accounts with ease.
  • Airtime Purchase: Top-up your phone or buy airtime for others.
  • Account Management: Check your balance, request account statements, and update your BVN conveniently.
  • Bill Payments: Pay utility bills and subscriptions without hassle.

Tips for Using Zenith Bank Transfer Code Safely and Securely

Here are some tips for using Zenith Bank transfer code safely and securely:

  1. Keep your PIN confidential: Never share your PIN with anyone, even bank staff. Memorize your PIN and avoid writing it down. If you think your PIN has been compromised, change it immediately.
  2. Be cautious of phishing scams: Phishing scams are attempts to trick you into revealing your personal information, such as your PIN or account number. Be wary of emails or text messages from unknown senders that ask for your Zenith Bank details.
  3. Only use the official Zenith Bank transfer code: The official Zenith Bank transfer code is *966#. Do not use any other code, as it may be a phishing attempt.
  4. Verify the recipient’s account details: Before making a transfer, double-check the recipient’s account number and name to ensure you are sending the money to the correct person.
  5. Set transaction limits: You can set transaction limits for your Zenith Bank account to prevent unauthorized transfers. This can help protect you in case your phone or SIM card is lost or stolen.
  6. Use a secure device: When using the Zenith Bank transfer code, make sure you are using a secure device. Avoid using public Wi-Fi or shared devices.
  7. Report suspicious activity immediately: If you notice any suspicious activity on your Zenith Bank account, report it to the bank immediately. You can call their customer service hotline or visit a branch in person.


Zenith Bank’s transfer code offers a convenient and secure way to transfer funds within Nigeria. With its user-friendly interface and easy-to-follow instructions, even first-time users can quickly grasp the process.

Whether you’re sending money to friends, family, or businesses, the transfer code provides a reliable and efficient solution for your financial needs.

We hope this blog post has been helpful in explaining how to activate and use Zenith Bank Transfer Code. If you have any further questions, please do not hesitate to contact Zenith Bank customer service.