Nigeria (NGN) Free Decision Tool

Business Cash Flow & Liquidity Calculator

Calculate net cash flow, operating cash inflows and outflows, and projected closing cash balance for your enterprise.

Monthly Cash Inflows & Outflows

Starting Cash at Bank (Opening Balance)

₦

1. Cash Inflows

Direct Sales

Receivables

Other Inflows

2. Cash Disbursements (Outflows)

Inventory & Restocking

Payroll & Salaries

Rent, Power & Diesel

Marketing & Campaigns

Taxes, VAT & Levies

Loan Repayments

Projected Closing Cash Balance

₦875,000.00

Net Monthly Flow

₦375,000.00

Total Inflows

₦1,550,000.00

Total Outflows

₦1,175,000.00

Cash Position Summary

Starting Balance (Opening):

Total Monthly Inflows (+):

Total Monthly Outflows (-):

Net Closing Liquidity:

Explore Related Nigeria Tools

Other practical financial calculators commonly used alongside this tool.

Free Online Invoice Generator

Create, customize, print, and download professional PDF invoices with custom logo, line items, VAT, and instant WhatsApp sharing.

Open Tool

Free Online Receipt Generator

Create instant digital and printable payment receipts for customer transactions with payment method tracking and PDF download.

Open Tool

Free Online Quotation & Estimate Generator

Generate professional price quotes and cost estimates with validity dates, terms and conditions, and instant PDF export.

Open Tool

Business Payroll & Salary Breakdown Calculator

Calculate employee compensation, statutory pension contributions (8% employee + 10% employer), and employer total cost.

Open Tool

Educational & Decision Support Disclaimer: This Business Cash Flow & Liquidity Calculator is provided for informational and decision support purposes only. While calculated in accordance with official Nigeria regulatory rules, tax codes (such as PITA/FIRS), and benchmark market statistics, actual personal or commercial liabilities may vary based on individual contracts and bank charges.