Yellow Card
Yellow Card • Pan-African VASP

Yellow Card Fiat On/Off-Ramp

4.7 / 5.0 (Moniest Score)
•
Verified • Pan-African VASP • Checked Sep 2026
Visit Site & Apply
Interest / Fee Rate Zero Deposit Fee • Standard Spread Standard
Limits / Amounts KES 0 Min: KES 200
Tenor / Duration Ongoing Flexible repayment
Disbursement Speed M-Pesa Instant (~2 mins) Direct to account

Key Advantages (Pros)

  • Direct local bank transfer and mobile money rails across 20+ countries
  • FSCA licensed in South Africa & ISO 27001 certified
  • Zero deposit fees on local payment methods

Considerations & Limits (Cons)

  • Spread built into currency exchange quotes
  • Focuses primarily on core assets (USDT, USDC, BTC, ETH)
Moniest Research Verdict

Our In-Depth Evaluation

Move seamlessly between local African currencies (NGN, ZAR, KES, GHS, UGX, TZS) and stablecoins with low conversion spreads and direct bank/MoMo rails.
Best suited for: General everyday use Read Rating Methodology

Alternative Products in Crypto

SEC Nigeria ARIP approved cryptocurrency trading and yield savings app.

Maker Fee Competitive / Spread-based
Taker Fee 0.50%
Fiat Rails NGN (Nigerian Naira), KES
Speed M-Pesa Transfer
Provisional SEC Nigeria ARIP license Instant local bank deposits & automated payouts
International VASP Verified Sep 2026
Visit Site

Global market-leading exchange with 350+ listed coins, deep liquidity, and 0.1% base spot fees.

Maker Fee 0.10% (0.075% with BNB)
Taker Fee 0.10% (0.075% with BNB)
Fiat Rails USD, EUR, ZAR, KES, NGN (via P2P)
Speed M-Pesa P2P
Largest global liquidity and coin selection (350+ tokens) Lowest base spot fees (0.10% or 0.075% with BNB discount)
Global Exchange Verified Sep 2026
Visit Site

Highest-volume P2P marketplace in Africa with 0% maker/taker trading fees and automated escrow.

P2P Fee 0% (Free for Takers)
Payment Rails Bank Transfer
Escrow Automated
KYC Level Mandatory ID Verification
0% fees for P2P buyers and sellers on standard trades Over 700+ payment methods supported across Africa
Global Exchange Verified Sep 2026
Visit Site
Compare (/4)