AXA Mansard EasyCare HMO Health Plan
4.8
/ 5.0 (Moniest Score)
•
Verified • National Health Insurance Authority (NHIA) & NAICOM • Checked Sep 2026
Interest / Fee Rate
Competitive
Standard
Limits / Amounts
NGN 250,000
Min: NGN 15,000
Tenor / Duration
Ongoing
Flexible repayment
Disbursement Speed
Instant
Direct to account
Key Advantages (Pros)
- Over 1,200 accredited hospitals nationwide
- Covers doctor consultations and prescribed generic medicines
- Includes telemedicine and 24/7 helpline
- No waiting period for basic consultations
Considerations & Limits (Cons)
- Maternity coverage has 9-month waiting period
- Pre-existing chronic conditions excluded on basic tier
Moniest Research Verdict
Our In-Depth Evaluation
Top value HMO plan with extensive hospital network across Nigeria.
AXA Mansard Health provides seamless access to over 1,200 hospitals nationwide, with instant HMO portal approvals and emergency evacuation support.
Best suited for: Freelancers, remote workers, families, and SME employees
Read Rating Methodology
Alternative Products in Insurance
Complete coverage for accidental damage, fire, theft, and third-party liabilities
Rate / Fee
3.5%
- 5%
(annual)
Max Limit
NGN 50,000,000
Tenor
Ongoing
Speed
Instant
- Claims settled in under 48 hours
- Free emergency towing service in major cities
National Insurance Commission (NAICOM)
Verified Sep 2026
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