AXA Mansard Health Insurance
AXA Mansard Health Insurance • National Health Insurance Authority (NHIA) & NAICOM

AXA Mansard EasyCare HMO Health Plan

4.8 / 5.0 (Moniest Score)
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Verified • National Health Insurance Authority (NHIA) & NAICOM • Checked Sep 2026
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Interest / Fee Rate Competitive Standard
Limits / Amounts NGN 250,000 Min: NGN 15,000
Tenor / Duration Ongoing Flexible repayment
Disbursement Speed Instant Direct to account

Key Advantages (Pros)

  • Over 1,200 accredited hospitals nationwide
  • Covers doctor consultations and prescribed generic medicines
  • Includes telemedicine and 24/7 helpline
  • No waiting period for basic consultations

Considerations & Limits (Cons)

  • Maternity coverage has 9-month waiting period
  • Pre-existing chronic conditions excluded on basic tier
Moniest Research Verdict

Our In-Depth Evaluation

Top value HMO plan with extensive hospital network across Nigeria.
AXA Mansard Health provides seamless access to over 1,200 hospitals nationwide, with instant HMO portal approvals and emergency evacuation support.
Best suited for: Freelancers, remote workers, families, and SME employees Read Rating Methodology

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Complete coverage for accidental damage, fire, theft, and third-party liabilities

Rate / Fee 3.5%-5% (annual)
Max Limit NGN 50,000,000
Tenor Ongoing
Speed Instant
Claims settled in under 48 hours Free emergency towing service in major cities
National Insurance Commission (NAICOM) Verified Sep 2026
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