Leadway AutoPlan Comprehensive Cover
4.9
/ 5.0 (Moniest Score)
•
Verified • National Insurance Commission (NAICOM) • Checked Sep 2026
Interest / Fee Rate
3.5%
- 5%
Annual
Limits / Amounts
NGN 50,000,000
Min: NGN 25,000
Tenor / Duration
Ongoing
Flexible repayment
Disbursement Speed
Instant
Direct to account
Key Advantages (Pros)
- Claims settled in under 48 hours
- Free emergency towing service in major cities
- Covers own vehicle damage, fire, and theft
- Flexible installment premium payments
Considerations & Limits (Cons)
- Standard 10% excess fee applies on theft claims
- Requires vehicle inspection photos via app
Moniest Research Verdict
Our In-Depth Evaluation
Nigeria’s most dependable auto insurance with fast digital claims resolution.
Leadway has the highest claims settlement record in Nigeria. Their AutoPlan comprehensive coverage provides vehicle repairs, third-party liability, towing services, and digital claim submissions within 48 hours.
Best suited for: Private car owners, corporate fleets, and ride-hailing drivers
Read Rating Methodology
Alternative Products in Insurance
Comprehensive outpatient & inpatient hospital coverage from ₦15,000/year
Rate / Fee
Competitive
Max Limit
NGN 250,000
Tenor
Ongoing
Speed
Instant
- Over 1,200 accredited hospitals nationwide
- Covers doctor consultations and prescribed generic medicines
National Health Insurance Authority (NHIA) & NAICOM
Verified Sep 2026
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