Verified Financial Institution
Est. 2019
Kuda Microfinance Bank
Lagos & London
•
Central Bank of Nigeria (CBN) & NDIC
(CBN/MFB/2019/0048)
Trust Score
96/100
About Kuda Microfinance Bank
Kuda is the bank of the free, providing zero card maintenance fees, 25 free monthly transfers, and automated high-interest savings.
Moniest Editorial Assessment
Kuda revolutionized consumer banking in Nigeria by eliminating arbitrary card maintenance charges and transfer fees. Their app includes instant virtual cards, automated budgeting, and seamless overdraft facilities.Financial Products Offered by Kuda Microfinance Bank in Nigeria
Top Pick
4.8
Zero card maintenance fees with 25 free monthly bank transfers
Rate / Fee
25 free transfers/mo, then ₦10
Max Limit
Flexible
Tenor
Ongoing
Speed
Instant
25 free bank transfers every month
Zero monthly maintenance fees
Central Bank of Nigeria (CBN) & NDIC
Verified Sep 2026
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