Verified Financial Institution
Est. 2001
Capitec Bank South Africa
Stellenbosch, South Africa
•
South African Reserve Bank (SARB) & NCR
(NCRCP13 & FSP46669)
Trust Score
99/100
About Capitec Bank South Africa
Capitec is South Africa’s largest digital bank by customer numbers, known for transparent credit pricing and low fees.
Moniest Editorial Assessment
Capitec Personal Loans offer fixed monthly repayments with personalized interest rates calculated under the National Credit Regulator (NCR) guidelines.Financial Products Offered by Capitec Bank South Africa in South Africa
Personalized credit up to R250,000 with up to 84 months tenor
Rate / Fee
13.5%-27.5% (annual)
Max Limit
ZAR 250,000
Tenor
6-84 mo
Speed
Same Day
Fixed repayments that never change
Flexible terms up to 84 months
South African Reserve Bank (SARB) & NCR
Verified Sep 2026
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