Verified Financial Institution
Est. 2001
Capitec Bank South Africa
Stellenbosch, South Africa
•
South African Reserve Bank (SARB) & NCR
(NCRCP13 & FSP46669)
Trust Score
99/100
About Capitec Bank South Africa
Capitec is South Africa’s largest digital bank by customer numbers, known for transparent credit pricing and low fees.
Moniest Editorial Assessment
Capitec Personal Loans offer fixed monthly repayments with personalized interest rates calculated under the National Credit Regulator (NCR) guidelines.Financial Products Offered by Capitec Bank South Africa in South Africa
Personalized credit up to R250,000 with up to 84 months tenor
Rate / Fee
13.5%
- 27.5%
(annual)
Max Limit
ZAR 250,000
Tenor
6-84 mo
Speed
Same Day
- Fixed repayments that never change
- Flexible terms up to 84 months
South African Reserve Bank (SARB) & NCR
Verified Sep 2026
Compare (/4):
Side-by-Side Product Comparison
Comparing financial products in South Africa
Loading verified comparison parameters...
| Feature / Metric | |
|---|---|
|
|
All comparison metrics independently verified by Moniest Research.
Get Matched & Inquire
Moniest Privacy Pledge: Your information is encrypted and transmitted directly to verified, licensed institutions only. No spam. No hidden fees.
Inquiry Submitted Successfully!
A verified representative will review your application and get in touch via email / phone.