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KCB Bank Kenya
Verified Financial Institution Est. 1896

KCB Bank Kenya

Nairobi, Kenya
Central Bank of Kenya (CBK) (CBK/BK/001)
Trust Score 98/100
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About KCB Bank Kenya

KCB Bank Kenya is East Africa’s largest commercial banking group, partnered with Safaricom to power the KCB M-Pesa mobile lending suite.

Moniest Editorial Assessment

KCB M-Pesa is Kenya’s benchmark mobile lending solution. Accessible directly via M-Pesa SIM menu and Safaricom App, it offers immediate liquidity with reliable CBK regulatory compliance.

Financial Products Offered by KCB Bank Kenya in Kenya

Instant mobile loan up to KES 1,000,000 straight to M-Pesa

Rate / Fee 8.64% - 12% (monthly)
Max Limit KES 1,000,000
Tenor 1-6 mo
Speed Instant
  • Direct disbursement to M-Pesa wallet
  • Highest available credit limits up to KES 1M
Central Bank of Kenya (CBK) Verified Sep 2026
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