Personal Finance Guides

Personal Finance

← All Guides Personal Finance Loans & Borrowing Home & Mortgage Cars & Ownership Costs Credit & Debt Management

Featured Personal Finance Guide

Personal Finance 3 min read

Independent Decision Research

Moniest Financial Research Desk

Mar 15, 2024 • 3 min read

How to Track an OPay Transaction: Reference Number, History & Disputes

Step-by-step guide to tracking an OPay transaction using your reference number, checking transaction history, and raising a dispute for failed or missing payments.

Jessica Ben Read Full Guide

All Personal Finance Guides

Personal Finance Mar 15, 2024

How to Open a Sterling Bank Account on Your Phone (No Branch Visit)

Open a Sterling Bank account on your phone in under 10 minutes. Step-by-step guide covering the Sterling app, BVN, NIN, selfie verification, and account number generation.

4 min read Read Guide

Personal Finance Mar 15, 2024

Top Blue Chip Companies in Nigeria and Their Products (NGX Listed)

A guide to the leading blue chip companies listed on the Nigerian Exchange Group (NGX). Sectors covered: banking, telecoms, consumer goods, oil & gas, and cement.

4 min read Read Guide

Personal Finance Mar 15, 2024

How to Sell Your Starbucks Gift Card in Nigeria for Naira

Step-by-step guide to selling Starbucks gift cards in Nigeria for naira. Which platforms to use, how rates work, safety tips, and common mistakes to avoid.

3 min read Read Guide

Personal Finance Mar 15, 2024

MTN MoMo USSD Code: Transfer, Loan, Airtime & Balance Check Codes

Complete list of MTN MoMo USSD codes in Nigeria for money transfers, loan access, airtime top-up, balance check, and account management. All codes verified for 2025.

2 min read Read Guide

Personal Finance Mar 15, 2024

OPay Saying Transaction Pending: What It Means and What to Do

OPay showing "pending" on your transaction? Here is what pending means on OPay, how long it typically lasts, and when to take action.

3 min read Read Guide

Personal Finance Mar 15, 2024

OPay Saying Transaction Failed: Causes and How to Resolve It

OPay showing "transaction failed" but money was deducted? Here are the real causes, how to get your money back, and steps to prevent failed transactions on OPay.

4 min read Read Guide

Personal Finance Mar 15, 2024

Download Moniepoint App for Android and iPhone (No PC Version)

The Moniepoint app is available for Android and iPhone only — there is no official PC or desktop version. Here is how to download, install, and set it up on your mobile device.

3 min read Read Guide

Personal Finance Mar 15, 2024

Skye Bank Transfer Code: USSD Codes for Polaris Bank in Nigeria

Skye Bank was rebranded to Polaris Bank in 2018. Here are the current USSD transfer codes, airtime purchase codes, and balance check codes for Polaris Bank Nigeria.

3 min read Read Guide

Personal Finance Mar 15, 2024